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CAI's Homeowner Rights & Responsibilities

CAI’s Homeowner Rights & Responsibilities

As members of a community association, both homeowners and board members have certain rights and responsibilities. Living in a common interest development provides homeowners with many advantages, the most important of which may be the ability to be part of making decisions regarding their community. With that ability comes the responsibility of a homeowner to adhere to certain standards and practices set forth by the association. Community Associations Institute (CAI©) has created a list of homeowner rights and responsibilities that can act as a guide for those living in a community association.

Rights & Responsibilities for Better Communities: Principles for Homeowners  

Homeowners Have the Right To:

  • A responsive and competent community association.
  • Honest, fair, and respectful treatment of community leaders and managers.
  • Participate in governing the community association by attending meetings, serving on committees, and standing for election.Homeowner Rights and Responsibilities
  • Access appropriate association books and records.
  • Prudent expenditure of fees and other assessments.
  • Live in a community where the property is maintained according to established standards.
  • Fair treatment regarding financial and other association obligations, including the opportunity to discuss payment plans and options with the association before foreclosure is initiated.
  • Received all documents that address rules and regulations governing the community association – if not prior to purchase and settlement by a real estate agent or attorney, then upon joining the community.
  • Appeal to appropriate community leaders those decisions affecting non-routine financial responsibilities or property rights.


Homeowners Have the Responsibility To:

  • Read and comply with the governing documents of the community.
  • Maintain their property according to established standards.
  • Treat association leaders honestly and with respect.
  • Vote in community elections and on other issues.
  • Pay association assessments and charges on time.Homeowner Rights and Responsibilities
  • Contact association leaders or managers, if necessary, to discuss financial obligations and alternative payment arrangements.
  • Request reconsideration of material decisions that personally affect them.
  • Provide current contact information to association leaders or managers to help ensure they receive information from the community.
  • Ensure that those who reside on their property (e.g. tenants, relatives, and friends) adhere to all rules and regulations.